If you are looking for a diet plan to help you lose weight super fast, you have come to the right place.

In this article, you will learn about a fast and healthy way to lose weight. Losing 20 pounds in a week is very difficult to do safely. Most of your weight loss will consist of water and you will put on those pounds once you stop the diet.

Previously, I was also overweight and it feels like I’ve tried every diet out there, losing a couple of pounds only to get it back, failing miserably. I have tried all the popular diets that are not diets, ie no fat, no carbs, and no protein. Nothing seemed to work. I became interested in weight loss and how to lose weight in a healthy and functional way.

The diet that made me slimmer is called the calorie shifting diet. After reading about the diet, it seemed too good to be true. This diet allows you to eat almost as you do today, but there are some changes. The calorie shifting diet is exactly what it sounds like. You change the calories, making your metabolism burn fat like crazy. You cannot lose 20 pounds in 7 days because your body does not allow it. However, you could lose up to 10 pounds in just 11 days in a healthy way without hunger.

The principle of the diet is that changing calories every other day will boost fat metabolism. Changing your calorie intake every day tricks your body into not knowing what you are going to eat overnight. The rate of metabolism depends on what you have eaten in the last few days and a constant change will keep your metabolism going.

The good thing about this diet is that it lasts more than 11 days and if you want to lose more weight you must stay on the diet for three days and then start again. It is very important that you stay on the diet or those three days and eat what you want as this will help you stay motivated to restart the diet plan. So let’s say you need to lose 40 pounds. You will need to repeat the diet cycle five times. This does not mean that your menu is the same during all cycles because it is an online diet plan. If you have a health condition that prevents you from eating certain vegetables or other foods, just tell the menu builder and it will remove that food from the menu.

If for example you like chicken tell the generator, if you like meat or fish or whatever, tell the menu generator and it will make an eleven day menu of calorie shifted meals. There are some more important tips on how to make your weight loss happen.

Follow the link below for more information.

People often overlook public speaking skills as unimportant or may think that they will never be called upon to speak in public, so they don’t bother to familiarize themselves with public speaking skills. The truth is that, most of the time, it is these people who are often left speechless and in a state of total collapse when faced with the possibility of being asked to present a topic in public, even a subject they know from the inside out.

For some people, they don’t give it much thought or consider the importance of having good public speaking skills because they have the impression that good public speaking skills are only for people in sales or marketing. This is false. Good public speaking skills are also a hallmark of good communication skills and having good communication skills is essential for any career, unless you are the only person in the entire office. For example, if you are signing up for a new job, any job, you will probably have to go to an interview. During the interview, the interviewer not only judges you based on your qualifications, your ability to communicate, both spoken and tacitly, is also a part of the decision-making process about whether or not you will be accepted. If you are a college student, your ability to deliver a good public speaking session on a regular basis will also be assessed. An example of this will be the various class presentations you need to make over the course of the semester and the grading criteria will almost certainly have an element of “presentation clarity.” Not knowing how to give a clear and effective presentation using good public speaking skills will only hurt you because if you can’t communicate clearly with your audience, it’s like you’ve never learned the subject at all.

This is perhaps one of the reasons why many of the ideas of some of the most intelligent people on the planet are only discovered many years after their death. One of the possible reasons is that although they are very intelligent and have written very useful information, they cannot seem to convey to people what they are thinking due to their lack of ability to communicate with a large group of people through the use of speaking. in public. techniques.

Public speaking skills are not only used in situations where you have to address a large group of people. Communication skills and public speaking skills are interrelated, therefore if you improve your public speaking skills, you will also invariably improve your interpersonal communication skills with your peers and family.

So if you ever have an opportunity to practice public speaking or learn public speaking skills, don’t avoid it. Whether you are in class, in the office, or in any type of environment that requires you to deliver a message to an audience, take courage and move on. Public speaking is a skill and the more you use and practice it, the better you will become. To improve your public speaking skills or even if you are a new beginner, there are many audiobooks or guides to public speaking that you can learn from. By acquiring good public speaking skills, you will have an advantage over others who do not.

Regardless of the subject grade and research topic you have chosen, the basic requirement and process for all remains the same, that is, “research.” The research itself means searching a searched content and this implies some proven fact along with some practical figures that reflect the authenticity and reliability of the study. These facts and figures that are required to prove the fundamentals of the study are known as “data.”

These data are collected according to the demand of the research topic and its study carried out. Also, your collection techniques vary along with the topic in detail, for example if your topic is like “Changing the era of HR policies”, the data demanded would be subjective and therefore your technique is dependent on the themselves. Whereas if the topic is like “Causes of performance appraisal”, then the requested data would be objective and in terms of figures showing different parameters, reasons and factors affecting the performance appraisal of different numbers of employees. So, let’s take a broader look at the different data collection techniques that provide a reliable foundation for your research:

• Primary technique – Here, the data collected by the first-hand source directly is known as primary data. Self-analysis is a subclassification of primary data collection: as understood; here you get auto-response for a series of questions or a study. For example, in-depth personal interviews and questionnaires are self-analyzing data collection techniques, but their limitation lies in the fact that self-responses can sometimes be biased or even confusing. On the other hand, the advantage lies in most of the up-to-date data, as it is collected directly from the source.

• Secondary technique – In this technique, data is collected from previously collected resources and is called secondary data. Data is collected from articles, newsletters, annual reports, journals, published articles, government and non-government documents, and case studies. The limitation of these is that they may not be updated or may be manipulated since they are not collected by the researcher himself.

Secondary data is easy to collect as it is pre-collected and preferred when time is short, while primary data is difficult to accumulate. Therefore, if the researcher wants to update reliable and factual data, he should prefer the primary source of collection. But, these data collection techniques vary according to the problem generated in the thesis. Therefore, review the demands of your thesis first before engaging in data collection.

The weeks between Thanksgiving and Christmas are very important to annual sales in many industries, including car sales. Potential customers are buying in greater numbers than the rest of the year, giving car dealers a broader audience to market to. The holiday shopping crowds are also in “shopping mode,” ready to buy items not just for friends and family, but for themselves as well. Buyers with extra capital available for the holidays are more easily convinced to indulge in a new car than at other times of the year. Whether customers’ new car purchases are a special treat just for them or a perfect gift for the whole family, the holiday shopping season is a perfect opportunity for car dealers to drive sales.

To take advantage of the holiday shopping season, your car dealership must have a solid marketing plan! Thanksgiving and Christmas offer lots of fun new ways to promote vehicles and specials, so get creative. The more unique your marketing strategies are, the more likely they are to be successful.

These four holiday marketing ideas are great ways to kick off your car dealership’s holiday sales season.

1) Get festive! Show your dealership Christmas spirit by making your show floor and lot bright, attractive, and festive. Nothing catches the eye like sparkly Christmas decorations. Buy a 20 ‘Douglas Fir, place it in the center of your outdoor lot, and decorate it with bright white lights, tinsel, and decorations. Hang fresh garlands, red ribbons, and lights from the eaves and lamp posts of buildings. Serve hot chocolate on the show floor. Unless you already have a talented person on staff who is willing and able to fully decorate the rest of the exterior and interior of your dealership, hire a decorator to do it. Show potential customers that your dealership is in the holiday spirit and make your show floor irresistible with holiday cheer.

2) Offer a “12 days of Christmas” holiday deal. Everyone loves deals, so why not include 12 fantastic vehicle deals in a holiday-themed event? Instead of having a series of unrelated Christmas sales events, run a 12-day Christmas sale, with an easy day offering a different type of sale. Start with smaller incentives and older vehicle models and work your way up to “Twelfth Day of Christmas” with bigger deals, ending with a grand finale!

3) Get creative with holiday-themed direct mail. Christmas is not the time to send the same old postcard envelopes. Send your direct mailing list some holiday cheer with authentic-looking holiday cards or gift-shaped cards, complete with a bow. Add in some “dealer cash” for a more joyous message.

4) Run a contest on social media. Offer a significant% off contest or prize draw at the door (if your pool of applicants is large enough for it). Ask people to connect with you in a specific way: ask them to finish the phrase “all I want for Christmas” in a photo, tweet or video, then ask them to post their response on your dealership’s Facebook wall or have it sent to you via tweets. a specific hashtag. Regardless of what your contest entails, be sure to create a specific landing page on your website (or Facebook event) that describes the details of the contest; link to this from your social media accounts.

Hire the service of a maid agency. You can hire the service of an authorized agency in Singapore. All authorized agencies receive a license number which can be consulted on the website of the Ministry of Labor. The cleaning agency will clearly inform you about the breakdown of the fees and costs involved.

Select your desired maid profile. The agency will provide you with the biological data of the maids available for employment. You can review your biological data and select a few that you think are best suited to your needs. Some agency can arrange an interview with desired foreign workers via webcam or phone, even when you are not in Singapore. You will need to make an appointment with the cleaning agency to arrange an interview.

If you have any expectations for the maid, please let the agency know so they can provide you with the most appropriate biological data for your consideration.

Attend the Employer Orientation Program (EOP). You will need to attend a 3-hour Employer Orientation Program (EOP) if this is your first time hiring a domestic worker. This program helps you understand your role and responsibilities as an employer of a domestic helper.

You can take the EOP in the classroom or online.

Classroom EOP: $ 28- $ 30.

EOP online: $ 40.

Work permit application for the selected employee. The cleaning agency will process and request the required work permit and paperwork with MOM on your behalf. Please note that all employers must purchase personal accident insurance for their domestic employee. The agency will process all of this on your behalf and is usually already included in your service packages.

Documentation, airport maid pick-up and medical check-ups. This is usually done by the maid agency. All first-time domestic workers are required to attend a 1-day orientation program within 3 days of arrival in Singapore. The Installation Program (SIP) helps educate them on safety precautions and life in Singapore.

Documentation work with MOM must be done within 14 days of arrival and fingerprinting and photo taking must be done within 7 days of submission of work permit card processing. If all goes well, the maid can collect her work permit card in 1 week.

Requirements for hiring a domestic worker or foreign domestic worker (FDW) in Singapore

1. The employer must be 21 years of age or older.

2. It is not an unpaid bankruptcy.

3. Have the mental capacity to fully understand and fulfill your responsibility as an Employer.

4. Have the financial capacity to hire, maintain and maintain foreign domestic workers in acceptable accommodation (subject to approval by the Ministry of Manpower).

Overnight shipping, also called expedited shipping, is a shipping service that guarantees delivery of a package to a destination location. Sometimes this can involve a combination of transportation, such as by land and air.

This service is usually a bit more than normal mail delivery, which is why most people use it to send express packages.

Now, most of these express packages are classified as light or heavy weight and depending on the nature of the shipment, they will be shipped by freight or by air. Overnight air can also be delivered internationally, but most couriers only guarantee next-day delivery in the continental US.

Overnight shipping and time sensitivity

There are many reasons why a package may need to be delivered the next day. A hospital or surgeon could be waiting for medical supplies or important items that can mean the lives of hundreds of people. Businesses can also go up or down based on a critical shipment that has to arrive on time or otherwise.

This is why overnight shipping is such an important aspect of commerce in the modern world, but can this type of courier really get items to the right area when needed?

Really there the next day

Can packages that are sent overnight reach their destination the next day? You can, but it really depends on the shipping company you use. To ensure that the company you choose has the capabilities to get your package where it’s needed, ask about their shipping guarantees.

You should also be aware that delivery time can greatly affect whether or not your item will arrive where it is supposed to be. If it is imperative that your package reaches your location the next day, try to get to the transport agency before the start of business, no later than 10 am, in fact, the sooner the better.

Benefits of overnight shipping and next day air services

There are a multiplicity of reasons why using overnight shipping is beneficial for those who want express packages to reach the right hands on a consistent basis.

– You can often have your packages insured for full value if something happens to you for less than the usual price.

– The courier will use several different modes of transport to ensure that you get the best courier available.

– You can track your packages online in real time online or by phone by using the tracking number.

– With the right company, you can customize your service, especially if there are special requirements and stipulations in the delivery, such as leaving it at the door or letting the recipient sign and receive the package.

– The ability to set up accounts for multiple shipments where you can receive discounts.

A reputable courier service company will also be available for questions regarding your overnight shipment 24 hours a day, seven days a week, and can be contacted by phone or online.

Current shipping technology

Courier agencies that want to be on the cutting edge use software and computer technology to help them route packets for maximum efficiency. This will allow the company to get products to companies and institutions faster than in the past, almost guaranteeing service the next day. If you want to be sure your package will get to where it’s needed most overnight, go with a leader in the packaging and shipping industry.

This may require a bit of research on your part, but it will be worth it, as you always know when and where to go to get your urgent items to the right location, safely and effectively every time.

The United States Department of Labor (DOL) has issued new rules governing overtime pay that will automatically extend eligibility for overtime pay to approximately 4.2 million workers. Under the new rules, which take effect on December 1, 2016, most salaried workers making less than $ 913.00 a week ($ 47,476.00 a year) will be entitled to collect overtime pay. . This new prescribed wage level is more than double the current amount ($ 455.00 per week or $ 23,660.00 per year) at which workers are generally considered exempt from overtime rules.

A brief summary of the Fair Labor Standards Act (FLSA) is helpful in understanding what is happening here. The FLSA requires employers to pay their employees at least the federal minimum wage (currently $ 7.25 per hour) for all hours worked and overtime pay at a rate of 1.5 times their regular pay rate for all hours worked. in excess of 40 in a job. week. Certain categories of employees are exempt from the Act’s coverage, including doctors, lawyers, and teachers. In addition, the FLSA exempts from coverage employees who perform in an “executive, managerial, or professional capacity.” Historically, these workers have been called “white collar workers”. However, the Act itself does not define the terms “executive”, “administrative” or “professional”, leaving the Department of Labor to issue regulations that define the scope of these exemptions.

Current DOL rules require an employee to meet each of the following three tests to fall within the white collar exemption: (1) they are paid a predetermined, fixed salary that is not subject to reduction for quality or quantity work performed (the “wage basis test”); (2) the amount of the employee’s salary meets a specified minimum amount (the “salary level test”); and, (3) the employee’s duties involved executive, administrative, or professional duties, as defined in DOL regulations (the “duty test”). The recently issued rules impact the second of those tests, the “salary level test.”

So, effective December 1, when the new rules go into effect, most white-collar workers who earn less than the “standard wage level” of $ 913.00 per week will be entitled to overtime for hours worked in Exceeding 40 in a given workweek. . That will be the case regardless of whether these employees meet the other two tests for the white collar exemption. This standard salary level was determined according to the 40th percentile of the income of full-time salaried workers in the lowest-wage region of the country, currently the South. Going forward, the standard wage level will be subject to adjustment every three years, again by reference to the 40th percentile of full-time salaried workers in what is then the lowest-wage region in the country.

Employers may use non-discretionary bonuses and incentive payments (such as commissions) to satisfy up to ten percent of the standard salary level, provided these payments are made quarterly or more frequently.

Finally, the new regulations also affect those who are considered “highly paid employees” (HCE) under the law. Currently, employees whose annual earnings are $ 100,000.00 or more are generally exempt from the overtime rules, even if they do not meet the “duty test.” When the new rules go into effect, the applicable dollar amount to qualify as HCE will increase to $ 134,004.00.

The DOL estimates that approximately 4.2 million workers currently considered exempt under the FLSA will be entitled to overtime in the first year of implementation of these new rules. That number is expected to grow to more than 5 million workers within ten years of implementation. An additional 65,000 HCE are estimated to be eligible for overtime in the first year after the rule change, and 200,000 will be affected within ten years.

Clearly, many employers will be affected by these changes and employers are encouraged to understand how these new rules will affect their payroll practices.

© 7/19/2016 Hunt & Associates, PC All rights reserved.

When people have extra money they want to invest, they can do so by buying stock options. Hopefully, this article can give you the basics of how stock options work.

First, what are stock options?

It is an agreement between two parties. This contract gives the buyer the right to buy or sell shares at a particular price. The buyer can exercise this right until an agreed expiration date.

What gives the buyer the right to buy a share is called a “call.” The option that gives the buyer the right to sell a share is called a “put.” And these options can be used at any time until the expiration date.

Stock options typically come in pools of 100 stocks. The group of 100 is known as a “lot”. And the price at which the lots are bought or sold is known as the “strike price.”

Here is an example of a stock put option:

Let’s say you want to buy an option on shares of the Ramey company. Let’s say the price of the stock is $ 210. So, you buy a stock option (which is equal to 100 shares) at an exercise price of $ 200. And let’s say this option expires in six months.

If the Ramey Company stock price falls to $ 190 before the six months are up, you can exercise your right to sell the option, which is equal to 100 Ramey Company shares at the original exercise price of $ 200. You can do this at any time before the expiration date ends.

That is, when the shares of the Ramey company are at $ 190 a share, you can buy 100 shares at $ 190 and sell them at $ 200 a share. Therefore, you make a profit of $ 10 per share, even though the share price went down.

Now, here is an example of a stock option.

Let’s use the example from Ramey’s company above, except that you are buying a call option for $ 200. And let’s say this time, the stock price goes up to $ 300. Now what you can do is exercise your option to buy 100 Ramey company shares at $ 200 and then sell them for $ 300.

Things to keep in mind:

If you buy a call option and the share price never rises above the strike price, the option will be worthless once the expiration date is reached. And, of course, this is true for a put option: if the share price never falls below the strike price, the option will have no value on expiration date.

And, of course, there is the cost of the option itself. This is called the “premium” for the option.

There are many places to find out more about stock options. It is suggested that you visit the various websites that discuss stock and options trading before getting too involved. And make sure you don’t spend money that you can’t afford to lose. Good luck!

Tea best ideas for small businesses you can start even without any investment. Although, with investments you can build a business where you will have more control. Whichever route you choose, you must find this type of business after careful consideration. The Internet is the best place to start a small business because an online business can start with a low investment, while the profits are high. There are hundreds of ways to make money online, but only a few are really worth your investment and your time. Pick an online small business idea that you can do that doesn’t take months of learning.

Reselling online

Among the various types of best ideas for small businesses, the online reselling business is a favorite of most entrepreneurs. You can make this type of sale through affiliate marketing, drop shipping, or selling through your own site or an auction site. If you choose to sell products through your own website, you will need to invest in building a website. You can buy a template from a ready-made ecommerce website, or you can hire a website developer to create it, based on your specific requirements. If you resell products through an auction website, you must first create your own store on that website.

Content website

If you know a lot about a certain industry, field, or profession, you can develop a website that provides comprehensive information on that topic. You should provide useful content to your site for visitors looking for the latest and complete information on a particular topic. Before you can start such a website, it is important to know how to monetize the contents of your website. There are many ways to monetize your website content. You can place advertisements along with the content on your web pages. You can find ads through programs like pay per click. You can also promote products and services of other sellers directly or indirectly. Those sellers will pay you a commission for all purchases made by customers sent by you to their website.

Website change

Website investing is not well known among people looking for some of the best small business ideas. The commercial website change business may seem complex and does not offer immediate returns. While the business of website investing involves a long gestation period, the rewards are the same or higher compared to other online business ideas. In this company, you need to develop a website and make it popular so that it starts getting a lot of visitors. Then you simply sell the website to a buyer who doesn’t want to get involved in the nitty-gritty of building a website and making it popular. A website that is already making money has the potential to reach greater heights, making it easier to sell.

In the process of starting an online business, if you have to deal with another company, it is important to first check their history through the Better Business Bureau.

Well, the unthinkable has happened! The United States’ credit rating has been lowered for the first time in its 70-year rating history. The stock market was severely punished for it. The Dow has seen two days of -500 or more points in the last week with no bottom on the site. What we thought was a correction now appears to be a widespread market sell-off.

But how will all this affect mortgage rates? So far, it has been very good for rates. We are once again near our all-time lows. Generally speaking, mortgage rates will follow the bond market. When people jump out of stocks, they usually switch to bonds to park their money. When more people buy bonds, bond yields go down and therefore we have lower interest rates. This is how it usually works.

However, the problem is that it is not an ordinary liquidation. The reason the stock market crashed is because of the loss of confidence in America’s ability to never default. America’s default on debt would have been unthinkable years ago, but we JUST saw it last week. So investors are scared, but ironically they are still buying US Treasuries anyway. Why? Probably because there is nowhere else to go. The euro is in as bad a condition, if not worse, that the dollar and the dollar is still the world’s reserve currency. On top of that, investors saw the government come to the rescue moments before the default and that likely restored people’s confidence that they will never default (although this was a very close decision).

How long can these conditions last? Probably not much more. Eventually, the rates will have to go up. Right now, rates are so low that investors aren’t really earning far enough to keep up with inflation. People are literally buying American debt because there is nothing else to buy that feels safe to them. But remember, fees are artificially low right now and can’t stay that way forever. Eventually the market will demand higher rates for our debt and when it does, BEWARE! Higher rates will mean that the US will have to print even more money to pay its debt, which will mean more and more debt ceiling issues and more loss of confidence in the dollar and Treasuries.

However, until that happens, you can also save yourself some money by refinancing or buying a home now at the lowest mortgage rates you’ve ever had.